THREEMINUTEQUOTE.COM PRIVACY POLICY
ThreeMinuteQuote.com and its parent company, RateSpecial LLC, is committed to protecting the privacy of your information. We recognize that privacy is of utmost importance, and operate our company with protecting your sensitive personal information in mind. This privacy policy ("Privacy Policy") outlines the type of information we gather, its uses and steps we take to safeguard it.
Data Collection
The following principles apply to the personally identifying information we ask for and that you provide. ThreeMinuteQuote.com collects personally identifying information from you including, but not limited to: Name, Last Name, Co-Applicants Name, City, State, Address, Zip Code, Work Phone, Home Phone, House Type, Current Value, Loan Amount Desired, 1st Mortgage Balance, Current Interest Rate, whether your rate is Fixed or Adjustable, Current Payment, Are you Behind on Payments, Credit Rating, Place of Employment, Years Employed, Yearly Income, Best Time to Call, Loan Desired and Email Address when you:
- Apply for a home purchase loan
- Apply for a home refinance loan
- Apply for a home equity line of credit
Technical Data
We gather technical information about your machine through your web browser such as your IP address, operating system, browser type and referring URL. Our partners may also gather non-personally identifiable information about your machine via invisible "web beacons".
Log Files
We gather certain information automatically and store it in log files, which contain information such as IP addresses, browser type, operating system, ISP, date/time stamps and referring pages. This information is used to track statistics and trends on an aggregate basis, and does not identify individual users. We do not link this automatically-collected data to personally identifiable information.
Cookies
A cookie is a small text file that is stored on a user's computer for tracking purposes. We use persistent cookies to store a session ID to represent your machine during your first, and each subsequent visit to our website. We use cookies to improve the quality of our service and to better understand how people interact with our website. If you choose to disable cookies, you may still be able to access most of the ThreeMinuteQuote.com website. These cookies are not tied to your personal information.
Third Party Information Sharing
ThreeMinuteQuote.com is a consumer financial services portal, committed to helping our users find the lowest-cost, most financial services available both offline and online.
As such, our business is to put various financial service companies in touch with you to fulfill this service. When applying for a service on our site, you consent to being contacted by one or more partner.
We may share this information to work with trusted third party business partners who may contact you to subscribe to, market to, or use their products. Trusted companies are companies defined as adhering to strict agreements with us to protect your personal information from distribution, loss, theft and misuse or our marketing partners.
Safeguarding Personal Information
ThreeMinuteQuote.com uses advanced internal security measures to safeguard your personal information from loss, misuse, alteration and destruction. Only authorized employees of ThreeMinuteQuote.com can access your personal information, and can do so only on a "need-to-know" basis.
Data Retention
ThreeMinuteQuote.com stores your information for no less than 1 year from the time of initial submission of personal information, as well as automated personal information we collect about you.
Contact for Privacy Related Issues
If you have any questions on our Privacy Policy, or would like your previously submitted information modified or removed, you can contact us through email at
privacy@threeminutequote.com or call us toll-free at 800-868-3088.
Privacy Policy Changes
This Privacy Policy may change, from time to time, due to changes on our website, legal developments, business factors and ever-changing technology. We reserve the right to modify this privacy statement at any time, so please review it frequently.
Disclosures of Personal Information
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web site.
